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LOANS

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Loan Size: $300,000 to $2,000,000
Property Types:
Class I
Class II
Multifamily & Mixed-Use
Office, Retail, Industrial, Mobile Home Park, Automotive, Self- Storage, Restaurants, Bars, Day Care Centers
Rates Starting at:
8.00%
8.50%
Debt Service Coverage:
1.20x
1.25x
Minimum FICO::
650
650
Terms: 5, 7 Years Fixed Rates
Leverage: 75% Multifamily (Class I)
70% Commercial (Class II)
Amortization: 30 yrs
Prepayment Penalty: 5% for 5 Years
Loan Purpose:
Purchase, Refinance and Cash Out
Loan Recourse: Yes, Full recourse
Lender’s Fee: PAR & Rebate Available (1 Point)
Location: FL, LA, GA, SC, NC, NY, NJ, TX, VA, PA, CT, CO, AL, KY, MD
Documents Required:    1003 Loan App
   Rent Roll
   Purchase Agreement (if applicable)
   Income & Expenses required
   Common-Sense Underwriting and Flexibility
   Min. 75% Occupancy with Strong Cash Flow is Ok


Transaction Type

  Acquisition of Property
  Better Rate and Terms
  Cash Out Refinancing
  Ballom Payment



Property Type

   Multifamily & Mixed-Use
   Office, Retail, Industrial
   Mobile Home Park
   Automotive, Self- Storage
  Restaurants, Bars, Day Care Centers